Privacy Policy

1. Who We Are

TaxWise Global ("we", "us", "our") is a free global financial calculator website operated at taxwiseglobal.org. We provide tax, investment, EMI, banking, and insurance calculators for informational purposes.

2. Information We Do NOT Collect

Because all calculations happen locally in your browser using JavaScript, we never receive or store:

• Your income, salary, or revenue figures
• Your tax calculations or results
• Any financial data you enter into any calculator
• Your name, email address, or any personal identifiers (unless you contact us voluntarily)

3. Information We May Collect Automatically

Like most websites, our hosting provider (Netlify) and analytics tools may automatically collect:

• Server logs: IP address, browser type, operating system, referring URL, pages visited, and time of visit — collected by Netlify for security and reliability purposes.
• Analytics data: If we use Google Analytics, it collects anonymised usage data such as page views, session duration, country of visit, and device type. This data is aggregated and cannot identify you personally.
• Cookies: We may use essential cookies to remember your preferences (e.g. last-selected country or currency). We do not use tracking or advertising cookies without your consent.

4. Cookies and Your Choices

TaxWise Global currently uses only functional cookies to improve your experience. We do not use cookies for advertising or cross-site tracking. You can disable cookies in your browser settings at any time without affecting the calculators.

If we introduce advertising (e.g. Google AdSense), we will update this policy and show a cookie consent notice before setting any advertising cookies.

5. Third-Party Services

We may use the following third-party services, each with their own privacy policies:

• Netlify — Website hosting. Netlify Privacy Policy
• Google Analytics (if enabled) — Anonymous usage statistics. Google Privacy Policy
• Google AdSense (if enabled) — Advertising. Google Privacy Policy
• Chart.js — Loaded from cdnjs.cloudflare.com for chart rendering. No personal data is transmitted.

6. How We Use Information

Any anonymised data we receive is used only to:

• Understand which calculators are most used so we can improve them
• Diagnose technical issues and improve site performance
• Comply with legal obligations if required

We do not sell, rent, or share any data with third parties for marketing purposes.

7. Data Security

Since we do not store your financial inputs, there is nothing to breach. Our website is served over HTTPS (encrypted) at all times. Hosting is provided by Netlify, which maintains enterprise-grade security infrastructure.

8. Children's Privacy

TaxWise Global is a general-purpose financial tool not directed at children under 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will delete it promptly.

9. Your Rights

Depending on your location, you may have rights under GDPR (EU/UK), NDPR (Nigeria), POPIA (South Africa), CCPA (California), or other applicable laws, including:

• The right to access any personal data we hold about you
• The right to have your data deleted
• The right to object to processing
• The right to data portability

Since we store virtually no personal data, most requests will be resolved by confirming we hold nothing. To make a request, email us at support@taxwiseglobal.org.

10. Changes to This Policy

We may update this Privacy Policy from time to time, particularly if we add new features such as advertising or user accounts. The "Last updated" date at the top of this page will always reflect the most recent version. We encourage you to review this page periodically.

11. Contact Us

If you have any questions about this Privacy Policy or how we handle data, please contact us:

• Email: support@taxwiseglobal.org
• Website: taxwiseglobal.org