Terms of Use

1. Acceptance of Terms

By accessing or using TaxWise Global at taxwiseglobal.org ("the Site"), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Site.

2. Description of Service

TaxWise Global provides free online calculators for tax, investment, loans, banking, and insurance across 50+ countries. All calculations are performed locally in your browser using publicly available tax rate data. The service is provided free of charge and without registration.

3. Not Professional Advice

The information and results provided by TaxWise Global are for general informational and educational purposes only. They do not constitute:

• Tax advice from a registered tax professional
• Legal advice from a qualified lawyer
• Financial advice from a licensed financial advisor
• Accounting advice from a certified accountant

Tax laws change frequently. While we strive to keep our rates current, we make no guarantee that figures are accurate, complete, or up to date for your specific situation. Always verify with your country's official tax authority or a qualified professional.

4. Accuracy of Information

We make reasonable efforts to ensure our tax rates and calculation formulas are accurate and reflect current law. However:

• Tax rates may change between our updates and your use of the site
• Individual circumstances (deductions, allowances, exemptions) vary and are not fully captured
• Corporate tax, VAT, and WHT rules often have exceptions not reflected in simplified calculators
• Currency exchange rates used are indicative only

TaxWise Global accepts no liability for errors, omissions, or outdated information on this site.

5. Limitation of Liability

To the fullest extent permitted by applicable law, TaxWise Global and its operators shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from:

• Your use of or reliance on any calculation result
• Errors or inaccuracies in tax rate data
• Any tax assessment, penalty, or financial loss incurred
• Interruption or unavailability of the service

6. Permitted Use

You may use TaxWise Global for personal, educational, and non-commercial purposes. You are permitted to:

• Use the calculators freely for personal tax planning
• Share links to the site with others
• Reference our published tax data with attribution

You may not:

• Scrape, copy, or reproduce the site's code or content for a competing service
• Use the site in any way that violates applicable law
• Attempt to interfere with the site's operation

7. Intellectual Property

The TaxWise Global name, logo, design, and original content are the property of TaxWise Global. Tax rate data sourced from official government publications is in the public domain. Charts and underlying calculation code remain our intellectual property.

8. Third-Party Links and Advertising

The Site may contain links to third-party websites or display advertisements. We are not responsible for the content, accuracy, or privacy practices of any third-party site. Clicking an advertisement or external link is at your own discretion.

9. Changes to the Service

We reserve the right to modify, suspend, or discontinue any part of TaxWise Global at any time without notice. We may also update these Terms of Use. Continued use of the Site after changes constitutes your acceptance of the new terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with applicable law. Any disputes shall be subject to the exclusive jurisdiction of the courts of the applicable territory.

11. Contact

For any questions regarding these Terms of Use, contact us at:

• Email: support@taxwiseglobal.org
• Website: taxwiseglobal.org